FOR BUYERS

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listing by email. We pride ourselves on repeat business and hope you'll come to understand why.

How We Can Help
Before You Start Looking
Closing Costs

As Your Agent, We Will:

Assure that you see all the properties in the area that meet your criteria.
Guide you through the entire home buying process, from finding homes to look at, to getting the
best financing.
Make sure you don't pay too much for your new home and help you avoid costly mistakes.
Answer all of your questions about the local market.

Before You Start Looking For Your New Home:

Check you credit rating. Straighten out any errors before it's too late.
Determine a comfortable monthly budget for your new purchase, including down payment and
monthly payment.
Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
Choose a REALTOR that you trust and who understands your needs.
Determine what neighborhood best matches your needs.
Identify important features that you need your new home to have.

Closing Costs to Expect:

Lender Fees include charges for loan processing, underwriting, preparation and establishing an
escrow account.
Third-party fees include charges for insurance, title search, and other inspections such as
termites.
Government fees include deed recording and state & local mortgage taxes.
Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes and
occasionally private mortgage insurance.

Find out how much your closing costs could be.